The short version: BACS stands for Bankers Automated Clearing System. It’s how money moves electronically between UK bank accounts. Your salary probably arrives this way, and you can use it to pay your tax bill too.
What’s it used for?
Regular payments like salaries, pensions, benefits, and subscriptions all go through BACS. If you see it on your bank statement, that’s what it means.
Paying HMRC via BACS
You can pay your Self Assessment tax bill by bank transfer. You’ll need your UTR (Unique Taxpayer Reference) as the payment reference so HMRC knows it’s from you.
Use these bank details: sort code 08 32 10, account number 12001039 (HMRC Cumbernauld) or 12001020 (HMRC Shipley). Either works.
How long does it take?
Up to three working days. So if you’re paying close to the 31st January deadline, don’t leave it until the last minute. Faster Payments is instant if you need to cut it fine.
Need help working out what you owe? Drop us a message and we’ll sort it.
