The short version: Jobseeker’s Allowance (JSA) is a benefit paid to people who are unemployed and looking for work. If you’re out of a job and actively seeking employment, you might be eligible.
How do you apply?
You apply online. Within about 10 days, the Department for Work and Pensions will let you know if you’ve been approved. You’ll have a phone interview where you agree to a “Claimant Commitment,” which usually includes spending a set number of hours each week job hunting.
You’ll need to attend fortnightly appointments at the Job Centre and show evidence you’re actively looking for work.
How much do you get?
The amount depends on your age. Younger claimants receive less than those 25 and over. Check gov.uk for current rates as they change each year. Payments go into your bank account every two weeks.
Is it taxable?
Yes. JSA counts as taxable income. If you receive it alongside other income that takes you above the Personal Allowance, you could end up owing tax.
Does savings affect it?
For contribution based JSA, your savings and your partner’s income don’t affect your claim. Income based JSA has different rules.
Need help understanding how benefits affect your overall tax position? Get in touch and we’ll help you figure it out.
