The short version: Probate is the legal process of dealing with someone’s estate after they die. It gives the executor or administrator the authority to access bank accounts, sell property, and distribute assets to beneficiaries.
Who handles probate?
If there’s a will, it names executors who can apply for probate. If there’s no will, the closest relatives can apply to become administrators. Either way, you need legal authority before institutions will release assets.
What does it involve?
Valuing everything the deceased owned, paying any debts, working out if Inheritance Tax is due (and paying it), distributing what’s left according to the will or intestacy rules.
Is it always needed?
Not for small estates. If the deceased only had joint assets that pass automatically, or assets below certain thresholds, you might not need formal probate. Banks have their own limits for releasing money without it.
How long does it take?
It varies. Simple estates might be sorted in a few months. Complex ones with property, overseas assets, or disputes can take years.
Dealing with probate and need guidance? We can help you understand the process.
