The short version: An SA302 is your tax calculation summary. It shows what you earned and what tax you paid over the past few years. Mortgage lenders often ask for it as proof of income.
Why would you need one?
Mortgage applications are the main reason. Lenders want to see your income history verified by HMRC, not just your own figures. Some landlords and loan providers ask for them too.
How do you get one?
Download it from your HMRC online account (quickest), call HMRC and ask them to post one, or ask your accountant if they handle your Self Assessment.
How far back does it go?
You can get SA302s for the last four years. Most lenders want to see two or three years of history.
Need an SA302 for a mortgage application? We can help you get what the lender needs.
