Autumn Budget 2025: Essential Updates for Individuals and Businesses

The Dead Simple Guide To What Actually Changes And When The 2025 Budget introduces several important updates that affect savers, employers, business owners and anyone running electric or plug in hybrid cars. 💷 Minimum Wage Increases (Effective April 2026) Coming into force next April so very soon • Age 21 and over rises from £12.21 … Read more

Payments on Account Explained: What You Need to Know 💡

If you’re self-employed or earn income outside PAYE, you might have come across something called Payments on Account. It can feel like a bit of a surprise tax bill 💸, but don’t worry—we’ll break it down in simple terms so you know exactly what to expect! What Are Payments on Account? 🤔 Payments on Account … Read more

The Changing World of Company Cars 🚗📈: What You Need to Know!

Thinking of getting a company car?  Or maybe you already have one and want to stay ahead of the curve? Let’s break down the recent changes and how they might affect you (and your wallet!) in simple terms.  Note: If you’re a sole trader considering a company car instead, check out our guide here. What’s Changing & … Read more

Vehicle Tax Allowances for Sole Traders 🚗💸: What You Need to Know

Are you a sole trader using a car, van, or bike for work? Good news—you can claim tax relief on your vehicle expenses! Let’s break down how you can save money and keep things simple. 💼🏎️ What Are Vehicle Tax Allowances?  Vehicle tax allowances let sole traders claim back some of the costs of running … Read more

How to Download Bank Statements from Lloyds for Accounting

Downloading your bank statements from Lloyds is easy and convenient, whether you use the Mobile Banking app or Internet Banking. Follow the steps below to access and download your statements. Using the Mobile Banking App Using Internet Banking For Credit Card Statements To obtain credit card statements as a PDF: How easy it to file … Read more

Autumn Budget 2024: Essential Updates for Individuals and Businesses

Individuals Employment and Wages 💸 – Minimum Wage Increase: From April 2025, the minimum wage will increase by 6.7% to £12.21 per hour for adults. – 18-20-Year-Old Minimum Wage: Younger workers’ minimum wage will rise to £10 per hour. – Carer’s Allowance: The allowance will rise from £81.90 per week to the equivalent of 16 … Read more

Why a Private Limited Company Could Be Your Best Business Move 💼

Thinking about starting your own business or going freelance? If you’re serious about making your venture official, it’s worth considering a private limited company. Setting up as a limited company isn’t just for the big players—it’s a smart move for solo operators and small businesses alike. Here’s why it might be the best decision for … Read more