Splitting Up? A Simple Money Guide to Divorce

Divorce doesn’t have to be hostile or dramatic — but even the most amicable break-up comes with financial decisions, admin, and a few costs you need to be ready for. Here’s a clear, straightforward guide to help you understand what to expect, what to organise, and how to protect yourself financially before, during, and after … Read more

Why Earning £100k Doesn’t Feel Rich Anymore

A six-figure salary used to be the line between “comfortable” and “doing really well”. These days, a lot of people earning £100,000 or more would strongly disagree. In fact, there’s even a nickname for them now: the “Henry”. High Earner, Not Rich Yet. And surprisingly, the Henrys might have a point. Despite being among the … Read more

Autumn Budget 2025: Essential Updates for Individuals and Businesses

The Dead Simple Guide To What Actually Changes And When The 2025 Budget introduces several important updates that affect savers, employers, business owners and anyone running electric or plug in hybrid cars. 💷 Minimum Wage Increases (Effective April 2026) Coming into force next April so very soon • Age 21 and over rises from £12.21 … Read more

Four Smart Pension Tips That Could Help Cut Your Tax Bill

Pensions should make retirement feel simple and secure, but the tax side can become complicated quickly. With the state pension rising, the personal allowance frozen, and HMRC still applying rules in their own mysterious way, more people are finding themselves paying tax on income they never expected to be taxed at all. Below are four … Read more

The Seven Year Rule for Inheritance Tax Explained Simply

If you’re thinking about giving away money to reduce a future inheritance tax bill, there is one rule that matters more than anything else. It’s simple, powerful, and makes a huge difference to what your family eventually pays. It’s called the seven year rule. This rule is basically the crown jewel of inheritance tax planning. … Read more

Making Tax Digital Exemption Applications

Be sure to head over to our Making Tax Digital hub, full of guides, software reviews, important dates and more. HMRC is now accepting applications for exemption from Making Tax Digital for income tax if you’re digitally excluded. With MTD for income tax starting in April 2026, it’s time to work out who qualifies and … Read more

Why You’ll Still Need Your Accountant (Even with All This Newfangled Tech)

With all the talk about artificial intelligence and Making Tax Digital, you might be wondering if accountants are becoming obsolete. Spoiler alert: they’re not. In fact, as technology takes over the boring bits, your accountant becomes more valuable for the things that actually matter to your business. HMRC still works like it’s 1999 (sometimes) Let’s … Read more

MTD Penalties: What Happens If You Miss a Deadline?

Be sure to head over to our Making Tax Digital hub, full of guides, software reviews, important dates and more. ⚠️ Whether you’re VAT registered or filing Income Tax under Making Tax Digital, HMRC has new rules and new penalties for anyone who files late or forgets to pay. Here’s what you need to know, … Read more

How to Download a Bank Statement From American Express

Exporting your Amex bank statements in CSV format is quick and simple, making it easier to manage your finances or share data with your accountant. Follow the steps below to download your transactions. How easy it to file a tax return with Dead Simple Accounting?